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Elder Fraud

Every year, countless elderly Americans become victims of various financial scams including but not limited to romance, lottery, and sweepstakes scams. Scammers establish trust with their targets, often communicating directly via computer, phone, and mail, or indirectly through TV and radio. Once they succeed, the potential for financial gain continues the scamming pattern. Read More

What are Share Certificates and How Do They Work

When it comes to saving money, everyone wants to find the best way to maximize their earnings while ensuring their funds remain secure. One attractive option offered by credit unions is the “Share Certificate”. But what exactly is a Share Certificate, and how does it work? Read More

How to Use a Password Manager for Online Security

Imagine this: you receive an alert from your credit union about a failed online banking login attempt. Alarmed, you contact them and learn that someone tried to access your account from a foreign country. Luckily, they helped you divert disaster; their advanced security measures flagged the activity as suspicious and blocked it. Read More
Loan Refinancing

How Does Refinancing Work?

You might be wondering, “Is refinancing a good idea?” The answer will depend on your individual circumstances and financial goals, so it’s important to determine what you want to achieve by changing your loan terms. Read More

My Prize Checking Rewards You for Everyday Spending

Imagine a world where banking is magic. You rub the lamp of financial opportunity, and with each stroke, you unlock rewards beyond your wildest imagination. Earn 7.00% APY* on balances up to $777 when qualifications are met? Entries for monthly and quarterly prize packages? Wish granted. Read More

The Difference Between Adjustable and Fixed Rate Mortgages

In the world of mortgages, there are two primary options that borrowers often consider: adjustable-rate mortgages (ARMs) and fixed-rate mortgages (FRMs). If you're in the market for a new home or considering refinancing your existing mortgage, understanding the differences between these two popular loan options is crucial. Read More

Gift Card Scams

Gift card fraud is a rising issue for people everywhere. Scammers use tricks like phishing and draining to take advantage of weaknesses in gift card systems to trick people. This leads to loss of money, stress, and extreme shame. Not to worry, there are often ways to report this scam and get your money back. Read More