Loans

Ready to apply for a land loan? Learn what to look for, how to qualify, and what to expect from the application process. Read More

Weigh the pros and cons of land loans to decide if buying land is right for you. Learn about affordability, flexibility, loan options, and possible challenges. Read More

Whether you’re looking for a residential lot to build your dream home or recreational land for hunting, it’s important to understand which type of land loan is right for you. Read More

An authorized user is a person who has permission to use someone else’s credit card and can make purchases but usually isn’t responsible for any debt that is incurred. Read More

Considering a co-signer for your loan? Learn when you might need one, the risks involved, and what to know before asking someone to co-sign. Read More

If you spotted a sign on an open lot that says, “hunting land for sale,” or you’ve been tempted to search online for “acreage for sale near me,” you may have visions of owning wide open space full of potential. Read More

Whether you’ve refinanced your home or taken out a second mortgage, you’ve just taken a big step toward financial empowerment. Unlocking your home’s financial potential with either of these loan types gives you the flexibility to pursue your goals, from paying off debt to funding major expenses to creating a financial safety net. Read More

You might think you need a Social Security Number to open a checking or savings account or apply for a loan. But what if you're not eligible for a Social Security Number? Don't worry; there's another I.D. number that is meant specifically for non-U.S. citizens: the ITIN. Read More

For lenders, the term “collateral damage” is more than just a saying (or an Arnold Schwarzenegger movie). Financial institutions take collateral seriously. So seriously that it has its own insurance. Read More